The financial platform for blue-collar workers
Sized to every wage, and free for the companies that offer it.
Spend in shops and online, tap to pay, and withdraw free at any ATM — a real Visa line the size of the wage we can verify. No guarantor, no branch, and no app to download.
We give a blue-collar worker the three things the system always denied them: credit for today, investments for tomorrow, and a retirement to look forward to.
No app to download, ever. Everything runs on the card, its payable cover, and a simple phone call, so it works on any handset, even a basic one.
A Visa credit line the size of the pay we can verify. No property to pledge, no guarantor, and no credit history needed to begin.
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Draw the wages already earned, any day of the month, with no interest inside her own balance. It is her money, a little early, arranged with a single phone call.
Learn moreEvery card comes in a payable cover carrying her own Bangla QR. A customer scans the cover and the money lands in her balance right away, so she gets paid like a shop.
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There is no app to download, and there never will be. Any worker manages the whole account from a basic phone, by voice, in Bangla: add money, check a balance, block the card, or cash out. One call does it all.
Learn morePress a number, or just say it, in Bangla.
A machine-learning researcher and a Forbes-recognised operator, building for the blue-collar workers they already know.
Co-founder and CEO
A machine-learning researcher with published work using data to diagnose disease, from stroke to cancer. He now points the same rigour at a harder problem: real financial infrastructure for the workers banks overlook.
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Co-founder and COO
Founder of HelloTask, the World Bank and Oxfam backed marketplace bringing Bangladesh's blue-collar workforce into the formal economy. He carries years spent building for these exact workers into how Olyive moves their money.
Connect on LinkedInNo. We are an independent company. The card runs on the Visa network through a licensed bank partner. We build the technology and the everyday experience on top.
Nothing. Cards, onboarding, the dashboard and support are all free for employers. We earn from card fees and optional products, never from your workers' pay.
It is based on the pay we can verify from payroll, not a traditional credit check. That is how we can say yes to people with no credit history.
Every active cardholder is enrolled in group health and accident cover from a licensed insurer. It grows with time on the job and costs the worker nothing.
No. There is no app, ever. Anyone runs the whole account by voice over a normal phone call — add money, block the card, check a balance or arrange a cash-out, all in their own language.
We are starting in Bangladesh. The same idea, a card built on verified pay, works anywhere people are paid in cash, so we plan to grow across the region.
Onboarding takes an afternoon. It is free for employers, it changes a worker's month, and a simple dashboard shows you the difference.
No cost. No hardware. Live in days.
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